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Public law · full textRegulationCOMAR 31.10.04
Chapter 04 Health Insurance — Plan of Withdrawal
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Chapter 04 Health Insurance — Plan of Withdrawal | Library of Maryland Regulations
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Library of Maryland Regulations
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Code of Maryland Regulations
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Title 31 MARYLAND INSURANCE ADMINISTRATION
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Subtitle 10 HEALTH INSURANCE — GENERAL
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Chapter 04 Health Insurance — Plan of Withdrawal
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Code of Maryland Regulations
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Chapter 04 Health Insurance — Plan of Withdrawal
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Administrative History
Effective date: October 9, 1995 (22:20 Md. R. 1543)
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Chapter recodified from COMAR 09.31.10 to COMAR 31.10.04 effective September 7, 1998 (25:18 Md. R. 1439)
Regulation .01B amended effective May 9, 2016 (43:9 Md. R. 532)
Regulation .02B amended effective May 9, 2016 (43:9 Md. R. 532)
Authority
Insurance Article, §§ 2-109 and 27-606 , Annotated Code of Maryland
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.01 Scope.
A. This chapter applies to all insurers writing health insurance in this State.
B. This chapter does not apply to health benefit plans issued under Insurance Article, Title 15, Subtitles 12, 13, or 14, Annotated Code of Maryland.
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.02 Definitions.
A. In this chapter, the following terms have the meanings indicated.
B. Terms Defined.
(1) “Health benefit plan” has the meaning stated in Insurance Article, §31-101, Annotated Code of Maryland .
(2) "Health insurance product" means any:
(a) Group or individual health insurance policy or contract which covers a Maryland resident;
(b) Individual health insurance contract issued to a Maryland resident; or
(c) Rider to any group or individual health insurance contract issued to a Maryland resident.
(3) "Single case basis" means a contract which was approved by the Maryland Insurance Administration for issuance to only one contract holder in Maryland.
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.03 Required Filings.
A. When an insurer intends to cancel or not renew a health insurance product for all of the insurer's covered insureds in the State, the insurer shall file a plan of withdrawal with the Commissioner at least 90 days from the date of the proposed cancellation or nonrenewal.
B. When an insurer intends to cancel or not renew all of the insurer's health insurance products for all of its covered insureds in the State, the insurer shall file a plan of withdrawal with the Commissioner at least 180 days before the date of the proposed withdrawal.
C. A plan of withdrawal may not be required for nonrenewal of a contract which was approved for issuance on a single case basis.
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