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RegulationCOMAR 31.10.38

Chapter 38 Wellness Program Incentives

Maryland · Insurance Administration
First seen July 20, 2026 · last checked July 21, 2026
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v1fetched Jul 20, 20263e9ce65a2429
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Chapter 38 Wellness Program Incentives | Library of Maryland Regulations
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Library of Maryland Regulations
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Code of Maryland Regulations
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Title 31 MARYLAND INSURANCE ADMINISTRATION
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Subtitle 10 HEALTH INSURANCE — GENERAL
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Chapter 38 Wellness Program Incentives
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Code of Maryland Regulations
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Chapter 38 Wellness Program Incentives
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Administrative History Effective date: June 29, 2009 (36:13 Md. R. 907) Regulation .01 amended effective June 6, 2016 (43:11 Md. R. 635) Regulation .02 amended effective March 8, 2010 (37:5 Md. R. 433); June 6, 2016 (43:11 Md. R. 635) Regulation .03B amended effective March 8, 2010 (37:5 Md. R. 433); June 6, 2016 (43:11 Md. R. 635) Regulation .04 amended effective June 6, 2016 (43:11 Md. R. 635) Regulation .05 amended effective June 6, 2016 (43:11 Md. R. 635) Authority Insurance Article, §§ 2-109 (a)( 1 ) and 27-210 (h)( 4 ), Annotated Code of Maryland
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.01 Purpose. The purpose of this chapter is to establish a limit on the value of incentives offered by carriers in wellness programs.
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.02 Scope. This chapter applies only to the wellness programs as defined in Regulation .03 of this chapter , and Insurance Article, §27-210(h)(1), Annotated Code of Maryland .
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.03 Definitions. A. In this chapter, the following terms have the meanings indicated. B. Terms Defined. (1) "Carrier" means: (a) An insurer; (b) A nonprofit health service plan; (c) A health maintenance organization; or (d) A dental plan organization. (2) “Wellness program” has the meaning stated in Insurance Article, §27-210(h)(1), Annotated Code of Maryland .
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.04 Incentive Permitted. A carrier may offer an incentive for participation in a wellness program if the incentive: A. Is reasonably related to the wellness program; and B. Does not have a value that exceeds any limit established by Regulation .05 of this chapter .
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.05 Value of Incentive Offered. An incentive offered for participation in a wellness program by a carrier may not have a value that exceeds $500 per year, per individual who is an insured, a subscriber, or a member.
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