Chapter 11 Use of Credit History in Underwriting and Rate Making

Chapter 11 Use of Credit History in Underwriting and Rate Making | Library of Maryland Regulations

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Code of Maryland Regulations

Title 31 MARYLAND INSURANCE ADMINISTRATION

Subtitle 15 UNFAIR TRADE PRACTICES

Chapter 11 Use of Credit History in Underwriting and Rate Making

Code of Maryland Regulations

Chapter 11 Use of Credit History in Underwriting and Rate Making

.01 Purpose.

.02 Scope.

.03 Definitions.

.04 Homeowner's Insurance — Prohibition on Use of Credit History.

.05 Private Passenger Motor Vehicle Insurance — Uses of Credit History.

.06 Private Passenger Motor Vehicle Insurance — Credit History Use Disclosure — Premium Quotation.

.07 Private Passenger Motor Vehicle Insurance—Obtaining Credit History.

.08 Private Passenger Motor Vehicle Insurance — Inability to Obtain Credit History.

.09 Private Passenger Motor Vehicle Insurance — Use of Credit History for Rating.

.10 Private Passenger Motor Vehicle Insurance — Review of Credit History

.11 Private Passenger Motor Vehicle Insurance — Inclusion of Information in Rate Filing.

Administrative History Effective date: May 15, 2000 (27:9 Md. R. 861) Chapter revised effective October 14, 2002 (29:20 Md. R. 1594) Regulation .07D amended effective February 1, 2016 (43:2 Md. R. 129) Authority Insurance Article, §§ 2-109 , 11-101 , 11-306 , 11-307 , 27-212 (d), 27-406 , 27-501 , and 27-605 , Annotated Code of Maryland

Previous Chapter 10 Homeowner's Insurance and Private Passenger Motor Vehicle Insurance — Standards for Cancellation and Nonrenewal

Next Chapter 12 Valuation of Motor Vehicles

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