Good Cause Extensions Under Insurance Code §2210.205

(a) For purposes of Insurance Code §2210.205 and this section, good cause means objective facts beyond the insured's control that reasonably caused the insured to fail to file a claim under the policy within the one-year claim-filing deadline.

(b) If an insured shows good cause, the commissioner may extend the one-year claim-filing period set by Insurance Code §2210.205(b). An extension granted under this section is effective on the date the one-year claim-filing period expires and may not exceed 180 days. The extension is limited to the claim for which it is granted.

(c) A request for an extension under this section must:

(1) be sent in writing to the department, under §5.4251 of this title (relating to Requests and Submissions to the Department);

(2) describe the good cause that caused the insured to miss the one-year claim-filing deadline; and

(3) be signed by the insured or the insured's legal representative.

Source Note: The provisions of this §5.4202 adopted to be effective January 5, 2015, 40 TexReg 68.