Mandatory Nonrenewal Under Insurance Code §551.1053

(a) After the insurer provides the Notice and gives the insured at least 10 days to cooperate, then--if the insured continues to fail or refuse to cooperate--the mandatory nonrenewal is effective at the end of the:

(1) policy term during which the insurer decides the insured initially failed or refused to cooperate, or

(2) extended term under §5.7106 of this title (relating to Extension of Term and Additional Premium).

(b) Where they conflict with the requirement to mandatorily nonrenew the policy under Insurance Code §551.1053, concerning Mandatory Nonrenewal of Private Passenger Automobile Insurance Policies, the following statutes do not apply:

(1) Insurance Code §551.105, concerning Nonrenewal of Policies; Notice Required; and

(2) Insurance Code §551.106, concerning Renewal and Reinstatement of Personal Automobile Insurance Policies.

(c) If the insured cooperates before the end of the policy term or the end of the extended term under §5.7106 of this title, then the insurer may not nonrenew the policy under Insurance Code §551.1053.

Source Note: The provisions of this §5.7109 adopted to be effective January 1, 2025, 49 TexReg 2533.